While most business share some common insurance needs, when you run a bar or a tavern, you face risks that are unique. Cliff Insurance Agency serves the Wisconsin region with Bar / Tavern insurance that can address all the essential commercial insurance needs you have while also including coverage not found in a standard business owners policy.
Your business property goes beyond your building and contents. Our specialized bars and taverns insurance may also cover business interruption, food spoilage, sewer and drain backup, lost business income due to utility failure, equipment breakdown, signage, employee crime, high-value art, and more.
Our business owners policy for bars and taverns covers common perils, including fire, vandalism, storm damage and broken pipes. It may also cover, or give the option to cover, flood, sprinkler leakage, and the extra expenses associated with a business shutdown due to a covered loss.
A business owners policy for bar and tavern owners will cover your general liability exposures, and it may provide damage you do to leased property, liquor liability, and some pollution liability among others.
Businesses that accept cash should get insurance that covers money and securities, and bars/taverns that keep wine collections definitely should look into a policy that specifically addresses that stock. Breakage, spoilage and other damage can lead to heavy losses to the business without sufficient insurance. We also offer business auto insurance if you are one of the many bars/taverns in the Wisconsin area that send employees on business in an automobile.
For more than five decades, Cliff Insurance Agency has been dedicated to serving Wisconsin businesses with the best in insurance products and advice. We’d like an opportunity to show you how we can help serve you. Please give us a call at 1-800-270-5101 to discuss your business insurance needs. Or, if you prefer email us or complete and return the form above.