Umbrella insurance is the coverage you keep behind the scenes to respond if the limits of your other liability policies are not enough to cover costs associated with an injury you cause to someone or damage to their property.
At Cliff Insurance, we want to see our clients be fully protected from lawsuits and other liability claims. That’s why we recommend personal umbrella insurance to our clients in the Middleton, Madison, Verona, Sun Prairie, McFarland, Mt. Horeb, Cross Plains, Monona, Maple Grove, Cottage Grove, Deerfield, Mazomanie, Wisconsin areas.
Certain individuals and households have a higher liability risk than others. For example, those with a swimming pool, trampoline, certain breeds of dog, or teen drivers tend to have liability risks that exceed the ordinary. If you own a boat, host parties, or own guns, you should also consider an umbrella policy.
The high cost of medical treatment and automobiles are enough to make one stop and think about how much a bad accident could run. Would your auto liability limits cover the total loss of a $75,000 car and injuries to its occupants? How about a drowning or permanent disability from an accident in your swimming pool or on your boat? You can imagine how quickly your liability coverage could get eaten up by legal bills and restitution.
Umbrella insurance extends over your other primary policies, including homeowners insurance, car insurance, boat insurance, mobile home insurance, RV insurance and more. If you want to protect your assets from legal actions and claims over liability, a personal umbrella policy can help.
For more than five decades, Cliff Insurance Agency has been dedicated to serving Wisconsin residents with the best in insurance products and advice. We serve the communities of Middleton, Madison, Verona, Sun Prairie, McFarland, Mt. Horeb, Cross Plains, Monona, Maple Grove, Cottage Grove, Deerfield, Mazomanie, and beyond. We’d like an opportunity to show you how we can help serve you. Please give us a call at 1-800-270-5101 to discuss what personal insurance options are available to you. Or, if you prefer email us or complete and return the form above.